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CMHC’s 2025 Mortgage Consumer Survey Highlights Urgent Need for Inclusive, Sustainable Housing Solution

  • jasmine3871
  • May 22
  • 2 min read

Updated: 3 days ago



The 2025 Mortgage Consumer Survey from Canada Mortgage and Housing Corporation (CMHC) confirms what many across the housing sector already understand: while Canadians continue to adapt to rising costs and limited inventory, the strain on households is mounting—and policy must respond accordingly.


Toronto - May 22, 2025



According to this year’s findings:


58% of homebuyers paid the maximum amount they could afford


61% identified energy efficiency as a deciding factor in their purchase


Over 25% of respondents currently have a secondary suite in their home, and 1 in 10 plan to add one


35% relied on gifts or inheritance to fund their down payment—yet most say they would have purchased a home regardless, even if it meant making sacrifices


These figures illustrate a shifting housing landscape—one that calls for bold, inclusive, and forward-thinking development strategies.


At Spotlight Development Inc., we are committed to addressing these challenges head-on. Through our initiatives—including The Inclusive housing series—we are delivering:


Affordable homes that accommodate multi-generational living


Wrap-around services that prevent displacement and foster community wellbeing


Future-ready buildings that advance Canada’s climate resilience goals


As federal and municipal leaders work to align housing policy with real-world needs, we urge them to consider solutions that integrate affordability, livability, and long-term sustainability.


We thank CMHC and the survey team, including Coleen Volk and Sam Carnovale, for continuing to provide data that empowers evidence-based action.


Let’s build what Canadians are clearly asking for.

About Spotlight Development


Spotlight Development is a Toronto-based real estate development company dedicated to creating innovative, inclusive, and community-driven housing solutions. Specializing in traditional market condominiums and affordable housing projects, Spotlight combines visionary design with a commitment to sustainability and community impact.


With over 10.5 million ft² of development space, representing more than $4 billion in managed assets, Spotlight Development is reshaping communities through projects that prioritize social impact and sustainability. Guided by the motto Impact Real Estate Empowering People, Spotlight is setting a new standard in the industry.


Learn more at www.spotlightdevelopment.com or connect with us on LinkedIn.

Senior Director, Marketing & Communications

Jasmine Ashfield


 


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